Insurance adjustor turned out to be a very nice man. We should get a call in a couple of weeks. He definitely said we need a new roof and the Florida room is a total loss. So I'm a bit hopeful we can get enough money to at least get the roof done.
In the meantime, I'm sighing over this. Pirates in Paradise in Key West. December 2 is the day I'd love to be there for the pirate fair. I want to go! What fun to explore Key West's pirate history! But, sigh, we can't. Guess my pirate dreams must remain contained to corporate raiding, not sailing the wicked seas.